Already Have Insurance? Read This Before You Opt Out of SKBBK
If you’ve looked at your payslip lately, you may have noticed a new PERKESO deduction — SKBBK, or Skim Kemalangan Bukan Bencana Kerja, better known as Lindung 24 Jam. It started on 1 June 2026, and since 8 July it’s become voluntary for local employees (still mandatory for foreign workers). The opt-out form went live […]
Better Care, Less Hassle: What The Great Journey Means for You
Most people buy medical insurance, pay their premiums, and hope they never need to use it. That’s fair — nobody wants to fall sick. But here’s the thing: if you’re a Great Eastern policyholder with a medical plan, there’s a whole layer of benefits sitting inside your policy that you might not even know about. […]
You Don’t Have a Will? Here’s What Happens to Your Money
Most people I talk to haven’t written a will. And when I ask why, the answers are usually the same — “I’m still young,” “I don’t have that much,” or “my family will sort it out.” The thing is, none of those reasons hold up when you actually look at what happens without one. The […]
PRS: The Retirement Top-Up Most Malaysians Haven’t Fully Tapped Into
If you’re earning a salary and contributing to EPF every month, that’s a great start. But here’s a question worth sitting with: is EPF alone enough to retire comfortably? As of end-2025, around 58.8% of formal sector EPF members hadn’t yet reached the minimum savings level needed for a sufficient retirement. And according to EPF’s […]
Your Medical Insurance Premium Went Up. Here’s What’s Actually Happening.
If your medical insurance premium has gone up recently, you’re not alone — and you’re probably wondering why, and what you should do about it. Here’s the full picture. 👉 Why premiums are rising Malaysia’s medical cost inflation hit 15% in 2024, higher than both the global and Asia Pacific average of 10%. The main […]